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Debt

Debt collection issues can be challenging. You do not have to face them alone. This website has resources that can help you understand how debt collection works and what your rights are. Click here to check it out.

Down Below Are 5 Sample Letters To Send Debt Collectors

  1. Need More Information

  2. Do Not Owe This Debt

  3. Want the debt collector to stop contacting you while you dispute the debt

  4. Want the debt collector to only contact you through a lawyer

  5. Want to specify how the debt collector can contact you

* These letters are not legal advice. You'll also want to keep copies of any letters you send.

Credit Repair

Your credit reports and scores have an impact on your finances. This website has resources that can help you better understand them, learn how to correct errors, and improve your credit record over time. Click here to check it out.


Understanding Credit

Map to Build Credit

The 7 factors that impacts your credit score

Look at the age of the collection before agreeing to pay. The statute of limitation is 7 years so I didn’t pay any debt that was with the collector that was close to falling off my credit report when I was rebuilding my credit


Understanding Debt

How To Get Out of The Debt Cycle & Into Financial Freedom